I know that many of you would like to be debt free or at least credit card free one day. Being able to look at your credit card in your wallet and knowing that you do not owe money to anybody can be a great feeling.

When it comes to me, I still carry a few credit cards in my wallet, but I am already planning to get rid of a few of them in the nearest future. Why would I do it? I would do it for the simple reason that the fewer credit cards I have in my possession, the more tempted I am going to be to use one of them when I really shouldn�t do it.